Mr. Lister Blog

The True Cost of Home Ownership: Beyond Your Mortgage

The True Cost of Home Ownership: Beyond Your Mortgage

Owning a home is often seen as the pinnacle of the American dream. It represents stability, security, and a place to call your own. However, amidst the excitement of purchasing a home, many buyers overlook the true cost of expenses beyond the monthly mortgage payment.

Vital Role of Buyer’s Agent

Vital Role of Buyer’s Agent

The short answer is YES, and here’s why. Buying and selling homes can be a journey fraught with hidden dangers and many potential pitfalls. That’s why most buyers and sellers are represented by real estate agents (or REALTORS® if they are a member of the NAR) to help them navigate the process and avoid any potential legal or financial issues.

The Truth About Down Payments

The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.